Group Retirement Plans

Nick O'Hara

Nick is a Certified Plan Fiduciary Advisor (CPFA). He has the knowledge and expertise to help businesses select a retirement plan suitable for business owners and employees. Nick follows fiduciary best practices to help businesses stay in compliance with IRS and Department of Labor (DOL) rules that govern employer-sponsored retirement plans. 

In order to determine the best type of group retirement plan, the following factors come into play:

 

Are tax benefits to owners a primary concern?

How important is it to maximize benefits to the owners?

How important is it to attract/retain new employees?

What are the employee demographics?

Is there a group of employees unlikely to participate?

Is company cash flow consistent and stable?

Should employee contributions be flexible or fixed?

Is the company growing?

What type of business entity is the plan sponsor?

 

Schedule a free consultation to see what plan type will fit your business needs.