What is Disability Insurance

How would you support yourself and your family if you became ill or were injured for a long period of time? Tight economic times may make it tempting to remove unnecessary "extras" from your budget, but consider that before you turn 65, you could be among the nearly 1 in 5 Americans who will become disabled for a year or more.

Disability insurance gives you monthly income should illness or injury prevent you from working. Besides covering the daily cost of living, it helps you handle medical costs, including equipment or alterations to your car or home that an injury requires.

To help you estimate how much disability income protection you might need, visit our Disability Income Needs Calculator.